Blog

The full 10-step process from NIE number and financing to signing at the notary. Taxes, due diligence, contracts, and post-purchase — everything a first-time buyer needs.

From pricing and documentation to marketing, negotiations, and closing. Covers Plusvalia, capital gains, the 3% retention rule, and a clear 4-phase framework for a successful sale.

Why the Costa del Sol delivers. Rental yields of 5-12%, the Digital Nomad Visa effect, new development advantages, renovation models, financing, and exit strategies.

Off-plan buying explained: payment plans (30/70), bank guarantees, Seguro Decenal, snagging lists, and how 10% IVA compares to 7% transfer tax. Plus what to verify before signing.

Best neighbourhoods (Old Town, New Golden Mile, El Paraiso, Cancelada), price ranges from €236K, infrastructure, lifestyle, and why Estepona is the coast's fastest-growing market.

Golden Mile to Nueva Andalucia, Puerto Banus to Sierra Blanca. Prices from €333K to €11.5M+. Where to buy, what to expect, and why Marbella remains Europe's premier address.

Ownership types, buying taxes (IVA vs ITP with Andalusia reduced rates), selling taxes, annual costs (IBI, wealth tax, IRNR), NIE process, power of attorney, inheritance rules, and legal protections.

Everything US citizens need to know: tax treaties, FBAR/FATCA reporting, currency transfers, financing options, and the step-by-step process for Americans buying on the Costa del Sol.

What the NIE is, why you need it, how to apply in Spain or from abroad, required documents, processing times, costs, and common pitfalls to avoid.

LTV ratios, interest rates, required documents, Spanish bank options, the approval process, and how mortgage conditions differ for residents vs non-residents.

Non-Lucrative Visa, Digital Nomad Visa, Golden Visa alternatives, family reunification, EU pathways, and how each option affects your tax status and property ownership.

How to obtain a VFT licence, Junta de Andalucia requirements, new development eligibility, community rules, tax obligations, and maximising your rental yield legally.

Monthly budgets for Estepona and Marbella, housing costs, groceries, dining, healthcare, transport, utilities, and how it compares to the US, UK, and northern Europe.

Estepona's transaction volumes have surged by 50% over the past decade while Marbella grew 19%. We analyse the data behind the convergence and what it means for buyers in 2026.

With 30,000 holders and counting, Spain's Digital Nomad Visa has turned Malaga into a global top-three destination for remote workers and reshaped the property market.

Phase 1 buyers save 15-25% on new developments. Payment structures, bank guarantees, capital appreciation examples and how to secure the best units at the lowest prices.

Estepona, Marbella, Mijas, Casares, Benahavís, Benalmádena, Fuengirola and Manilva compared — entry prices, rental yields, character and investment profiles.